This page explains what I do as an insurance agent in simple words. It is a starting point, not a sales pitch. Every person is different.
Life and Health Insurance
Life insurance can help the people you love if something happens to you. Health insurance helps pay for care when you are sick or hurt. I help you look at choices and ask the right questions.
Senior Transition Help
Getting older brings big changes. As a senior transition specialist, I help seniors who are moving to assisted living, independent living, memory care, or other long term care. I can help sell the house, clean it out, and handle the move. I have a long background in real estate, so I know how to sell a home.
Rebekah and I tour the local places ourselves. We know which ones are nice and which ones cost more or less. We are happy to point you to good ones.
What Is Infinite Banking or Own Your Bank?
Infinite banking is an idea that uses a special kind of whole life insurance policy. Some people use the cash value in the policy as a source they can borrow from. Policies have costs, rules, and risks, and loans can lower what the policy pays. It is not right for everyone.
I will never promise a return or a result. My job is to explain it clearly so you can decide.
Insurance note: I am a licensed life and health insurance agent in about 12 states, including Texas, Ohio, California, Colorado, Maryland, Wisconsin, North Carolina, South Carolina, Hawaii and Florida. This page is for learning only. It is not tax, legal, or investment advice. Every plan has its own rules, costs, and limits. Your results depend on the policy, the company, and your own choices. Talk with a qualified pro before you buy.
Questions People Ask
Does infinite banking work for everyone?
No. It depends on your age, health, budget, and goals. Every policy has costs and rules.
Can Ted tell me how much I will earn?
No. I do not promise returns. I explain how things work so you can decide.
Which states is Ted licensed in?
I am licensed in about 12 states, including Texas, Ohio, California, Colorado, Maryland, Wisconsin, North Carolina, South Carolina, Hawaii and Florida. I can get licensed in a new state for you, usually in 24 to 48 hours, so I can help people in any state.